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Q&A

Chair Sanchez on Mitchell-Lama program exits and loan balloons

New York City Council · Jul 15, 2026 · starts 2:28:04 · 52 sec

Sanchez asks how many Mitchell-Lamas have been lost from the program. Phillips says 65 city-supervised developments have exited. Sanchez confirms that's when the loan balloon comes due—when a Mitchell-Lama wants to exit the program.

Pierina Ana Sanchez

And just another question, just piggybacking off Councilmember Dinowitz and the ballooning loans.

Pierina Ana Sanchez

You know, yes, they are technically loans, but they are actually kind of grants so long as you stay in the program.

Pierina Ana Sanchez

And so my last question is about who has stayed in the program.

Pierina Ana Sanchez

So 269 Michilamas have been developed since 1955 statewide.

Pierina Ana Sanchez

Can you tell us how much we have lost, how many we have lost?

Adam Phillips

60?

Adam Phillips

Yeah.

Adam Phillips

City super loans?

Adam Phillips

Okay, 65 city super loans.

Pierina Ana Sanchez

We've lost 65.

Pierina Ana Sanchez

So these are folks, Councilmember Dinowitz, to your point, that pay back their loans, right?

Pierina Ana Sanchez

And that's the way that you exit the program, is that correct?

Pierina Ana Sanchez

Yeah.

Pierina Ana Sanchez

So that's when the loan comes due is when a Michilama wants to exit the program.

Pierina Ana Sanchez

Got it.

Pierina Ana Sanchez

Great.