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Q&A

Dinowitz questions whether personal finance assessments and rubrics are consistent citywide

New York City Council · Sep 22, 2026 · starts 0:33:13 · 3 min 45 sec

Dinowitz asks if a 10th grader in Brooklyn using EverFi will be assessed on the same standards as a student in the Bronx. Dowling says standards are the same but implementation models and assessments vary, and Cheng adds that DOE is norming and scoring across schools to ensure consistency.

Jane Martínez Dowling

Well, it's going to depend on the model used, right?

Jane Martínez Dowling

So we have five different models that students can select from.

Eric Dinowitz

So within that curriculum, let's say curriculum A, call it whatever you want.

Jane Martínez Dowling

EverFi is one.

Eric Dinowitz

What is it called?

Jane Martínez Dowling

EverFi.

Eric Dinowitz

EverFi?

Jane Martínez Dowling

Yeah.

Eric Dinowitz

Cool.

Eric Dinowitz

EverFi.

Eric Dinowitz

EverFi.

Jane Martínez Dowling

That's just one of the five.

Eric Dinowitz

Okay, EverFi.

Eric Dinowitz

It's a silly name.

Eric Dinowitz

I don't know.

Jane Martínez Dowling

I didn't make the brand.

Jane Martínez Dowling

It's just, you know what I mean?

Eric Dinowitz

Ah, but you bought it.

Eric Dinowitz

Just kidding.

Eric Dinowitz

What I'm saying is like a kid who goes to EverFi 10th grade in Brooklyn is going to have the same assessment or be assessed on the same standards as a kid in the Bronx.

Eric Dinowitz

That's a yes.

Jane Martínez Dowling

The standards will be the same, but as Dr.

Jane Martínez Dowling

Chang said, it's going to depend on the model used, and it's going to depend on what schools are using.

Jane Martínez Dowling

So a student can be assessed through quizzes, through projects, through performance tasks, through case studies, presentations, or other classroom-based assessments.

Jane Martínez Dowling

But what we are doing is we are using...

Jane Martínez Dowling

Models that actually hit all of the standards that the state has told us are important for personal finance.

Eric Dinowitz

And how is the DOE ensuring that the rigor remains?

Eric Dinowitz

And I think this question is similar to any other subject.

Eric Dinowitz

How is the DOE ensuring what work has been done to ensure that the rigor remains, that students are graded, whatever the method of assessment is, on some sort of standard so we know it's transferable from school to school.

Jane Martínez Dowling

I mean, I'm happy to say that these are all models that we have used through our own work at the Office of Student Pathways, but I'm happy to turn it over to one of our colleagues.

Jane Martínez Dowling

It's still being developed, right?

Jane Martínez Dowling

This will be the first year, but what we do...

Jane Martínez Dowling

know is that all of the five that we selected were one because of schools and high schools and superintendents and principals that were very interested and had proven efficacy on the models

Jane Martínez Dowling

and second that there was an opportunity to really figure out like how is what is the best way to ensure that my students in my schools are learning the competencies.

Eric Dinowitz

Yeah.

Eric Dinowitz

Dr.

Eric Dinowitz

Chang?

Alan Cheng

I think at the core of your question is when we have these standards and expectations, how are we able to hold that level of expectations and that rigor across our schools?

Alan Cheng

And I think that that's a completely fair question for us to be asking at this point in time.

Alan Cheng

And so I want to be able to highlight that across all of these curriculums, we've made abundantly clear what the state standards are.

Alan Cheng

In the curriculum are tasks, assessment practices, and rubrics in which we are providing ongoing training.

Alan Cheng

In addition to that, we bring together teachers, ensure that what it is that they are grading and assessing are normed and scored.

Alan Cheng

And so you're familiar with how we do region-based scoring on open-ended assessments.

Alan Cheng

There are similar practices that says whether or not this particular task should result in this particular kind of score.

Alan Cheng

That kind of norm referencing is extremely important.

Alan Cheng

And to be able to ensure that we're being transparent.

Alan Cheng

about the standards that we're asking our students to do.

Alan Cheng

So in the case of personal finance, we are following what the state has laid out in terms of what the standards,

Alan Cheng

we've ensured that the curriculum layer is fully aligned, and we are doing the norming that is necessary across our schools to make sure that what this particular teacher says, this is great work, you've learned the standards, is also true in the next school.