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Q&A

Ariola and Kristoff discuss unpaid transports and billing improvements

New York City Council · Jun 1, 2026 · starts 4:52:24 · 4 min 36 sec

Ariola asks about unpaid transports and billing improvement. Kristoff reports 18% of transports are self-pay, with charity care and settlement programs available. She explains documentation by EMS crews is the most critical factor for billing success, and Medicaid/Medicare rates remain well below costs.

Joann Ariola

Okay, so a lot of it relies on a lot of like unpaid transports, billing, and collections.

Joann Ariola

Let's talk about that.

Joann Ariola

Approximately 20% of FDNY transport ports go unpaid.

Joann Ariola

Would that be correct?

Lizette Kristoff

There are about 18% of our transports that are self-paid, folks who are uninsured.

Lizette Kristoff

And some of those folks do pay, but generally at much lower amounts than our bill rates.

Joann Ariola

And there would be roughly 10% where FDNY cannot submit a bill at all due to incomplete inpatient information, such as unknown addresses, John and Jane Doe cases, and returned mail.

Joann Ariola

What steps is the department taking to improve billing documentation and reduce the unbillable share?

Lizette Kristoff

So there is regular training that is provided to EMS staff on documentation.

Lizette Kristoff

So names and addresses are very important to our follow-up options.

Lizette Kristoff

We use an outside billing vendor additionally that can use that patient information to do automatic sweeps against insurance information.

Lizette Kristoff

And we share information with hospitals.

Lizette Kristoff

So we have agreements with H&H and with Greater New York Hospital Association that allow for sharing of patient insurance information to facilitate our reimbursement.

Joann Ariola

Okay, so the Medicaid fee-for-service transports that are not billed directly but are reimbursed through the health and hospital subsidy,

Joann Ariola

how is that reimbursement calculated, and does it cover the full cost of those transports, or does it leave a structural gap that the city absorbs?

Lizette Kristoff

So it doesn't fully cover the cost.

Lizette Kristoff

That calculation has historically been based on the health and hospital.

Lizette Kristoff

hospitals inpatient Medicaid discharge rate.

Lizette Kristoff

It sort of harkens back to when we were a part of health and hospitals.

Lizette Kristoff

And so it was part of just their general Medicaid reimbursement.

Lizette Kristoff

What we were hoping would replace that is CPE, the certified public expenditure process I was referring to.

Lizette Kristoff

If that Medicaid state plan amendment gets approved and we can move forward with CPE, it would replace that.

Lizette Kristoff

So instead of getting that additional payment through H&H, we would bill directly for Medicaid fee-for-service patients, and then we would get a supplemental payment based on our CPE analysis.

Lizette Kristoff

That would come a lot closer to our costs than the current model.

Joann Ariola

So then if you take into account the rate increase, the unbillable share of transports, Medicaid reimbursement shortfalls, and the cost of EMS operations, do you think that EMS ambulance transport will be a revenue positive

Joann Ariola

with this new additional cost and fee in place?

Lizette Kristoff

No.

Lizette Kristoff

So I think ultimately ambulance services are still going to be a net cost to the city.

Lizette Kristoff

Even if we were getting reimbursement on every single transport, fundamentally the vast majority of our transports are for Medicaid and Medicare patients, and Medicaid and Medicare pay according to their own fee schedule, not our rates,

Lizette Kristoff

and it is generally much lower.

Joann Ariola

All right, and this is my last question.

Joann Ariola

Before I'll kick it to my members of the panel, is there any

Joann Ariola

plan to invest in improved building infrastructure, additional documentation staff, or outreach to uninsured patients?

Joann Ariola

And what would the return on that investment look like in terms of increased collections?

Joann Ariola

And has the department modeled that scenario?

Lizette Kristoff

So I think the most important piece of this is the documentation that's done by the EMS crew.

Lizette Kristoff

It's very difficult for anyone, you know, after that initial incident to replicate that sort of critical basic patient information gathering that needs to happen at that point.

Lizette Kristoff

If we have identifying information for the patient and an address, we can follow up.

Lizette Kristoff

So, you know, we have insurance database information we can check.

Lizette Kristoff

We have those information sharing agreements that I referenced with hospitals that allow us to follow up.

Lizette Kristoff

And if we don't get insurance information, we can send a bill to the patient.

Lizette Kristoff

The most common call back after receiving a bill is patients calling in to give us their insurance information.

Lizette Kristoff

So really it's that first step that is the most critical, which we continue to stress to ambulance crews, that documentation is really important.

Lizette Kristoff

The other thing that would really have an impact is changes to Medicaid and Medicare rates that would come closer to covering our costs.

Joann Ariola

Okay.