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Council Member Dinowitz on Tracy Towers $40M HPD loan as deferred debt

New York City Council · Jul 15, 2026 · starts 2:17:40 · 2 min 17 sec

Dinowitz clarifies that the $40M HPD put into Tracy Towers is a loan, not a grant, and expresses concern that residents were told it was an investment. Phillips confirms it's a loan with no principal/interest payments due, deferring and accruing to the end of the term.

Eric Dinowitz

I want to ask about the $36 million of Tracy.

Eric Dinowitz

It is for elevator replacements.

Eric Dinowitz

There were security.

Eric Dinowitz

Elements in there, I believe, like the gate for the parking lot.

Eric Dinowitz

Was cameras part of that, the scope of work as well?

Pierina Ana Sanchez

Security system.

Adam Phillips

From 2016?

Eric Dinowitz

I'm sorry.

Eric Dinowitz

The $36 million recent one, yes.

Adam Phillips

Okay, so yeah, so we, HPD actually put in, I believe, around $40 million in city capital.

Adam Phillips

And the scope is from broadly garage work, some plumbing repairs.

Adam Phillips

Oh, sorry, that's phase two.

Adam Phillips

Elevators, facade, plaza repairs, security upgrades, playground improvements.

Eric Dinowitz

Okay, I just want to be clear.

Eric Dinowitz

Tell me if I'm off base, but when you say HPD put in $40 million, what you mean is that the city council, through its city of yes negotiations, allocated more funding and secured more funding

Eric Dinowitz

for city-run michelamas, and Assemblyman Zaccaro secured $10 million, and the $40 million is actually a loan, correct?

Adam Phillips

HPD lent $40 million in city capital like we would any other affordable housing project.

Adam Phillips

So $40 million of city capital was lent to the project with deferred, sorry, no principal or interest payments due, fully deferring and accruing to the end of the loan term.

Eric Dinowitz

Right, but it is a, I just want to be clear, it's a loan.

Eric Dinowitz

So this isn't the city investing money to improve.

Eric Dinowitz

It is the city investing a loan that at some point has to be paid back.

Eric Dinowitz

Right?

Adam Phillips

I mean, sure.

Eric Dinowitz

Yeah, okay.

Eric Dinowitz

Loans have to be paid back.

Eric Dinowitz

I just want to make sure we're clear because when we fight for this funding in the city government or when our colleagues in government secure this funding and we celebrate,

Eric Dinowitz

Because we're going to see improvements to the building.

Eric Dinowitz

And to find out later that this is just a loan, it feels a little different than it should.

Adam Phillips

It's a loan where no principal and interest payments are due.

Eric Dinowitz

Until it's due.

Adam Phillips

Until the balloon is due at the end of 30 years.

Eric Dinowitz

Right.

Eric Dinowitz

And then at 30 years, well, you know, I guess their children will be dealing with it.

Eric Dinowitz

I don't know.

Eric Dinowitz

The, yeah.