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Q&A

Wong asks about personal finance rollout for grades 5-12 and teacher licensure

New York City Council · Sep 22, 2026 · starts 1:54:19 · 3 min 5 sec

Wong asks how personal finance rollout is going and who teaches it. Dowling says schools can use a designated course, embedded instruction, CTE pathway, or combination, and teachers may be social studies, CTE, or math depending on the school model.

Phil Wong

Okay.

Phil Wong

Thank you, Chair.

Phil Wong

I have a question concerning the personal finance on the phase two of New York Inspires that was adopted by Board of Regents.

Phil Wong

There's a K-12 personal finance education requirement.

Phil Wong

Effective on 2026-27 school year.

Phil Wong

For grades 5 to 12.

Phil Wong

And then for 2027-28 school year for grades K-4, how has the rollout gone so far?

Phil Wong

And then please talk about it.

Danielle Giunta

Oh, great.

Danielle Giunta

Thank you.

Danielle Giunta

We had Jane speak a little bit before about personal finance, so I'm going to turn it over to her.

Danielle Giunta

And I would say, I'm not sure if we need Delia teed up.

Danielle Giunta

If she wants to jump in and compliment, she leads our curriculum and instruction work.

Phil Wong

Yeah.

Phil Wong

And my part two to that is like math teachers teaching it or social studies or somebody else is teaching this.

Phil Wong

Thank you.

Jane Martínez Dowling

Sure, Council Member Wong.

Jane Martínez Dowling

We talked a little bit about it at the beginning.

Jane Martínez Dowling

We did spend a lot of time really teeing up, making sure that our school districts and our superintendents, and particularly our teachers, were really set up to execute

Jane Martínez Dowling

starting this fall for the grade bands that you spoke to during our summer institute session where we had 1,600 of our teachers and district champions help to execute.

Jane Martínez Dowling

What I spoke to earlier is that we have selected five, the implementation right now for grades five through 12 is that we,

Jane Martínez Dowling

our schools can provide instruction through a designated course, embedded instruction, a CTE pathway, or a combination of approaches.

Jane Martínez Dowling

And as a result, the implementation may occur.

Jane Martínez Dowling

During different grades or semesters, during the school's academic program.

Jane Martínez Dowling

or even, you know, depending on what their scheduling structure looks like.

Jane Martínez Dowling

And as students progress through the grade bands, the instruction is going to become increasingly more difficult and complex, right?

Jane Martínez Dowling

What you're teaching a fifth grader is going to be different than what you're teaching an 11th grader who's applying to college.

Jane Martínez Dowling

And we have selected several programs that we have worked with.

Jane Martínez Dowling

I mentioned EverFi before.

Jane Martínez Dowling

Another one is NextGen Financial Generation, which is one of the ones that are– I knew that one you would know.

Jane Martínez Dowling

But what we did was really making sure that we took in the feedback from our schools and because we have been doing financial literacy through the Future Ready program.

Phil Wong

So are these finance teachers like math teachers, social studies, or they're special license?

Jane Martínez Dowling

It depends on how our schools want to actually implement the work.

Jane Martínez Dowling

It could be a social studies teacher.

Jane Martínez Dowling

It could be a CTE teacher.

Jane Martínez Dowling

It could be a math teacher.

Jane Martínez Dowling

So we are not designating that.

Jane Martínez Dowling

We just really want to make sure, as Chair Dynowitz and I talked about earlier, that the programs that we are using are meeting the standards that the state has set up.

Phil Wong

Thank you.

Phil Wong

I have one follow-up.

Phil Wong

Yeah.